Trusted East Texas Insurance Advisors
Protecting What Matters Most
Promote small town growth with a servant’s heart.
Finding the right insurance isn’t just about buying a policy. It’s about protecting your family, your business, and your future from the unexpected. At P&R Insurance Agency, we bring more than 20 years of trusted service to the communities of Palestine, Athens, Tyler, Jacksonville, Canton, and beyond, helping families and businesses across East Texas make confident coverage decisions.
Located at 513 Old Elkhart Rd Ste 3B, Palestine, TX, our agency was founded on one simple mission:
We don’t see our clients as transactions. We see them as neighbors — and we’re here to help you understand your coverage, avoid overpaying, and get the support you deserve when it matters most.
P&R Insurance Agency LLC
Local Agents Who Work for You
Insurance can be one of the most frustrating parts of adult life. Claims often happen during stressful times, and too many people discover gaps or surprises only when it’s too late. We’re changing that.
Our team believes in education first. We walk you through what’s essential, what’s optional, and how to make smart coverage decisions for your family or business. Whether you’re shopping for auto, home, life, or commercial insurance, we’ll help you secure either better coverage for the same price or the same coverage for less—without cutting corners.
With decades of combined experience and full Texas Property & Casualty and Life & Health licenses, we know how to match your unique situation with the right policy.
Personal Insurance for Your Everyday Life
Your personal insurance should do more than meet legal minimums. It should give you peace of mind. From auto and homeowners to specialty coverages for motorcycles, RVs, campers, ATVs, and UTVs, P&R Insurance Agency helps East Texas families get the protection they need—without paying for what they don’t.
Our goal is to make sure you’re covered when accidents happen, and that the claims department of the carrier you choose is there for you.
Life Insurance for Millennials, Gen Z, and Long-Term Planners
Life insurance gets more expensive as we age—but too many people wait until it’s too late. Our agency specializes in Universal Life and Return of Premium Term policies, helping young professionals and families lock in affordable rates now while building long-term financial security.
If you’re ready to invest in your future, we’ll help you choose a policy that fits your goals.
Coverage Solutions for East Texas Businesses
Business Insurance That Protects Your Livelihood
As small business owners ourselves, we understand how fast things can change. From electricians and restaurants to doctors, cybersecurity firms, and tax professionals, we partner with businesses across East Texas to provide General Liability, Workers’ Compensation, and Commercial Auto policies designed to safeguard your operations.
Whether you run a busy restaurant in Palestine or manage a growing trade business in Tyler, our commercial insurance team can meet with you in person at your location to save you time.
Business Insurance
Protect your livelihood with commercial coverage designed for East Texas business owners. We provide General Liability, Workers’ Compensation, and Commercial Auto Insurance tailored to your operation. Whether you manage a trade business, restaurant, or office, our advisors help you choose protection for lasting security.
Personal Insurance
Keep your family, home, and vehicles protected with coverage that fits your lifestyle. We offer Auto, Homeowners, and Specialty Vehicle policies for motorcycles, RVs, campers, and ATVs. Our local team explains your options clearly and ensures you get dependable protection without paying for what you don’t need.
Life Insurance
Plan ahead for the people and goals that matter most. Our Life Insurance options include Universal Life and Return of Premium Term policies that grow with you. We help you secure affordable rates, understand your coverage, and build financial protection that gives your loved ones peace of mind.
What Sets Us Apart
Insurance Resources to Keep You Informed
Understanding your policy is just as important as owning one. Our Resources & Learning Center tackles common insurance questions, like:
What is a deductible?
What does General Liability actually cover?
Why do different companies offer different rates?
Do I need business insurance if I’m self-employed?
Our Service Area
Serving Palestine and Communities Across East Texas
While we serve clients statewide, our focus is rooted in the towns that make East Texas special. We’re proud to offer personalized service to residents and businesses in:
Palestine, Athens, Tyler, Jacksonville, Canton, and surrounding areas.
If you prefer to do business face-to-face, our door is open. We also offer virtual consultations for your convenience.
Ready to Get Started?
Contact us today!
Whether you need personal, business, or life insurance, P&R Insurance Agency is here to guide you every step of the way. Visit our office, schedule a consultation, or give us a call to start the conversation.